Quadro RW & IVAFE for Italians with US Assets

Italy receives automatic CRS/FATCA data on your US holdings. The Quadro RW must match — and reach a value precision that most generalist commercialisti underestimate for US assets.

Complete Italian foreign-asset reporting for residents with US LLCs, accounts, securities and real estate. Quadro RW + IVAFE + IVIE.

What problem we solve: Who must file Quadro RW

  • Italian tax residents with foreign financial assets above €5,000 at any point during the year
  • Italian residents with US real estate (any value)
  • Italian residents with US LLC participations (regardless of distribution)
  • Italian residents with US brokerage accounts holding stocks, ETFs, mutual funds
  • Italian residents who exercised signature authority over US accounts (in some cases)

What you receive: Service scope

  • Quadro RW preparation for all US-situs assets (template for your commercialista, or full filing in coordination)
  • IVAFE calculation: 0.2% annual on financial assets held abroad
  • IVIE calculation: 0.76% annual on real estate held abroad (US property)
  • Cross-check with FBAR data so US and Italian filings are consistent
  • Tax-haven jurisdiction analysis (extends look-back period and increases sanctions)
  • Voluntary disclosure (ravvedimento operoso) for prior omissions
  • Treaty credit calculation: US taxes paid → credit against Italian liability

Who this is for: Who it's for

  • Italian residents who own a Florida property
  • Italian residents with a US LLC or brokerage account
  • Italians who omitted Quadro RW in prior years and need to regularize

Investment: Pricing

Fixed fee defined case-by-case after a preliminary consultation, based on the number of US assets to report, the years involved and whether ravvedimento operoso is required. The preliminary consultation is a 45-minute paid online session ($250); the engagement letter with the agreed fee is signed before any chargeable work begins.

Frequently asked questions

What is the threshold for Quadro RW?

Italian tax residents must report foreign financial assets if the aggregate value exceeded €5,000 at any point during the year. Foreign real estate must be reported regardless of value. The €5,000 threshold applies only to the reporting obligation; IVAFE and IVIE may apply at lower thresholds.

What is the penalty for omitting Quadro RW?

3% to 15% of the undeclared value, per year. The range extends to 6% to 30% if the asset is held in a tax-haven jurisdiction. The look-back period for assessment extends from 5 to 10 years for tax-haven assets. The US is not a tax haven, but specific structures may trigger the longer look-back.

How does IVAFE work on US accounts?

IVAFE is a 0.2% annual tax on the value of financial assets held abroad. For US bank accounts, it is calculated on the year-end balance (or average balance for accounts that fluctuate significantly). For brokerage accounts holding securities, it is 0.2% of the year-end portfolio value.

How is IVIE calculated on a Florida condo?

IVIE is 0.76% annual tax on the value of foreign real estate. For US property, the value is generally the purchase price or, if available, the cadastral-equivalent value. Property taxes paid in the US are credited against IVIE under the Italy-USA treaty.

What if my Italian commercialista has never filed Quadro RW for my US assets?

This is more common than people realize. We assess the omission, determine if ravvedimento operoso is available (it usually is), and quantify the catch-up cost. Sanctions are heavily reduced for voluntary correction before any audit notice.

Does my US LLC need to be reported on Quadro RW?

Yes. The participation in the LLC is itself the asset. The value to declare is generally the proportional value of LLC net assets. If the LLC holds real estate, both the participation and an attribution of the real estate may need disclosure depending on the structure.

Does Quadro RW interact with Italian income tax?

Yes. Quadro RW is for monitoring; IVAFE/IVIE are wealth taxes; income tax (IRPEF) is separate. An Italian resident with US LLC profits typically owes all three: Quadro RW reporting, IVAFE on financial value, IRPEF on attributed income.

Related services

  • FBAR Compliance for Italians with US Assets — FBAR (FinCEN 114) preparation, Quadro RW coordination and voluntary disclosure advisory for Italian residents with US accounts.
  • LLC Formation in Florida — End-to-end Florida LLC formation for Italian residents, with full coverage of the Italian fiscal implications most online services ignore.
  • Florida Real Estate for Italians — Full Italian fiscal lifecycle of US real estate ownership: purchase, holding, rental, sale, succession.

Next step — book a 45-minute online consultation

Book a consultation (USD 250 · 45 minutes) · Send a contact request

About the firm

IIILEX International Consulting LLC is the Florida-based practice of Avv. Dott. Massimo Leonardi — Italian Attorney (Avvocato), Certified Public Accountant (Dottore Commercialista) and Statutory Auditor (Revisore Legale) with 30+ years of Italian practice. We work exclusively on cross-border matters between Italy and the United States.

IIILEX International Consulting LLC · 7901 4th St N STE 300, St. Petersburg, FL 33702 · us@3lex.us · +1 (786) 604-8764 · +39 335 344 9660

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